Down Arrow Icon

Home Loans by Land Home Tampa

Making Home Dreams a Reality since 1988. "Caring is Natural for Us!"

See what others are saying...

Marissa Mitchell

Marissa Mitchell

"Moments like the one captured in this photo are what really make me love what I do..."
View More

Ashley W.

Ricky Sowers with Land Home Financial Services is always willing to go above and beyond for his home loan clients. In a day and age where a moral compass seems to be non-existent, Ricky trumps most and exudes ethical excellence! JOB WELL DONE, RICKY!
View More


Adam Mervine was very helpful. Whenever I had a question, he got back to me right away. I highly recommend Land Home Financial for their affordable mortgage consultation.
View More

Michael D.

Adam communicated frequently and explained the home loan process in an easily understandable way. Adam made us feel at ease and comfortable. Thumbs up for an excellent job!
View More

Jeff C.

Adam, a loan adviser with LHFS, guided us through the home loan process with stellar communications and assistance. I highly recommend Adam and the team for your loan needs.
View More

Lisa H.

I've worked with Tommy Gainer as a Realtor over the years. I recently got to experience his service as a customer and it was equally as successful! His team has great communication and follow through on their mortgage process from start to finish. Land Home Financial Services gets the job done!
View More

Nicholas K.

Great staff. Everyone is very knowledgeable and responsive. When home loan questions arose, they were quick to respond. Ricky was my main point of contact and VERY HELPFUL every step of the way. I worked with Ricky for both the original fiance process and my refinance. The entire process went smoothly each time with all the help and hard work from Ricky and his team. I would definitely recommend LHFS and will continue to work with them in the future.
View More


Adam made mortgage consulting very simple and kept us informed along the way without us having to ask what’s next. Thank you!!!
View More

Danielle B.

Russ is extremely diligent in his work and I greatly appreciated his prompt responses and the overall high quality work he does. He provided options that suited my current situation.  I can’t even describe how satisfied I am with my first home buying experience. Thank you Russ!
View More


Adam and his team were enthusiastic throughout the entire loan advising process. I am thankful for his assistance and couldn’t be happier with the home loan process.
View More

Tampa News

Positive Look at Reverse Mortgage

The concept of a reverse mortgage is perhaps a bit counter intuitive. It can come with misconceptions–most founded by inaccurate information. Is a Reverse Mortgage for you? That’s really a question for your loan officer prior to counseling or the HUD counselor. We hope to shed a little light into the process and give you … Continued

5 Budgeting Tips to Buying a House

5 Budgeting Tips A house is likely to be the most expensive purchase you’ll ever make. And if you’ve waited a long time for this day to come, you’ve undoubtedly thought about the features you desire – maybe you’re craving a huge master bedroom with walk-in closets, or perhaps a gourmet kitchen. We’ve listed five … Continued

Dollars & Sense Buying a New Home

Benefits Buying a New Home The emotional appeal of a brand-new, never-been-lived-in home is undeniable, but did you know that buying a new home has a host of financial advantages? As long as you stick to the timeline and budget you’ve set, your home search should be just like anyone else’s. Throw yourself into the … Continued